The Camden Planning Process

Camden Planning employs a consultative process that focuses on understanding and meeting client needs. This process is designed to be goal-oriented and follows a comprehensive, four-step approach:

Step 1: Define Goals And Objectives

We will work together to determine your customized financial strategy:

• Investment goals

• Risk tolerance

• Time horizon

• Performance expectations

• Income needs

• Liquidity requirements

• Tax consideration¹

• Current investments

Step 2: Determine Investment Strategy

We identify the most appropriate investment strategy through:

• Asset allocation^²

• Diversification^³

• Risk/reward characteristics of asset classes

• Correlation between asset classes

Step 3: Build Portfolio

Next, with your input and approval, Camden Planning will begin building a portfolio of investment vehicles designed to address your specific needs:

• Access to thousands of no-load, load-waived and institutional mutual funds**

• Annuities; Both "Fixed" and "Variable**"

• Unit Investment Trusts

• Currently-held investments

Step 4: Manage and Monitor Portfolio

Once your investments are in place, the process of managing and monitoring your portfolio begins:

• Regular meetings and discussions

• Active, ongoing portfolio reviews

• Periodic, re-examination of your investment strategy

• Rebalancing decisions

• Consolidated, quarterly performance reports